The LIC AAO Generalist Recruitment 2025 has officially been announced by the Life Insurance Corporation of India (LIC), offering 350 vacancies across multiple categories. This is one of the most prestigious and rewarding career opportunities in the insurance and financial sector. Every year, thousands of aspirants prepare to secure this coveted government job because of its attractive salary package, job security, and long-term growth prospects.
If you’re a graduate looking for a stable and high-paying career, the LIC AAO Generalist Recruitment 2025 could be your golden ticket. Unlike specialist posts that require specific qualifications, this exam is open to graduates from any discipline, making it one of the most competitive insurance sector exams in India.
LIC AAO Recruitment 2025 Overview
| Particulars | Details |
|---|---|
| Organization | Life Insurance Corporation of India (LIC) |
| Post | Assistant Administrative Officer (AAO) – Generalist |
| Total Vacancies | 350 |
| Application Mode | Online |
| Batch | 32nd |
| Application Dates | 16th August 2025 – 8th September 2025 |
| Selection Process | Prelims → Mains → Interview → Medical Exam |
| Salary | ₹88,635 basic pay; approx. ₹1.26 lakh/month gross |
| Job Location | Across India (initial posting in rural/mofussil branches likely) |
| Official Website | LIC Careers |
LIC AAO 2025 Application Fees
Candidates need to pay a non-refundable fee to successfully submit their application. The fee structure is as follows:
| Category | Application Fee/Intimation Charges |
|---|---|
| SC/ST/PwBD | ₹85 + Transaction Charges + GST |
| All Others | ₹700 + Transaction Charges + GST |
Important Points
- Fees must be paid online only via debit/credit card, internet banking, IMPS, or mobile wallets.
- Once paid, fees will not be refunded under any circumstances.
- Candidates are advised to complete payment early to avoid last-minute technical issues.
LIC AAO Recruitment 2025 Exam Dates
Aspirants must keep track of the official schedule to avoid missing crucial deadlines. LIC has provided tentative dates, but candidates should regularly check the official website for any updates.
| Event | Date |
|---|---|
| Start of Online Application & Fee Payment | 16th August 2025 |
| Last Date to Apply Online | 8th September 2025 |
| Prelims Exam Date (Tentative) | 3rd October 2025 |
| Mains Exam Date (Tentative) | 8th November 2025 |
| Call Letter Download | 7 days before exam |
| Result Announcement | To be notified later |
PwBD Reservation (Across All Categories)
In addition to the above, vacancies are also reserved for Persons with Benchmark Disabilities (PwBD) under:
- Locomotor Disability (LD)
- Visual Impairment (VI)
- Hearing Impairment (HI)
- Intellectual Disability (ID)
- Multiple Disabilities (MD)
Candidates applying under PwBD must produce valid certificates in the prescribed format during document verification.
LIC AAO Generalist Recruitment 2025 Vacancies
The LIC AAO Generalist Recruitment 2025 has announced 350 vacancies in total. The distribution across categories is as follows:
| Category | Current Vacancies | Backlog Vacancies | Total Vacancies |
|---|---|---|---|
| Scheduled Caste (SC) | 51 | 0 | 51 |
| Scheduled Tribe (ST) | 22 | 6 | 28 |
| Other Backward Classes (OBC) | 88 | 3 | 91 |
| Economically Weaker Section (EWS) | 38 | 0 | 38 |
| Unreserved (UR / General) | 142 | 0 | 142 |
| Total | 341 | 9 | 350 |
LIC AAO Recruitment 2025 Eligibility Criteria
Before applying, aspirants must carefully check the eligibility requirements. LIC is very strict about these rules, and failure to meet them can lead to disqualification even at the final stage.
Age Limit (as on 01.08.2025)
- Minimum Age: 21 years (completed)
- Maximum Age: 30 years (not born before 02.08.1995 and not after 01.08.2004)
Age Relaxation
- SC/ST: +5 years
- OBC: +3 years
- PwBD (General): +10 years
- PwBD (SC/ST): +15 years
- PwBD (OBC): +13 years
- Ex-servicemen (General): +5 years
- Ex-servicemen (OBC): +8 years
- Ex-servicemen (SC/ST): +10 years
- Confirmed LIC Employees: +5 years
Educational Qualification
- Bachelor’s Degree in any discipline from a recognized Indian university or institution.
- No specific percentage requirement.
- Results must be declared on or before 01.08.2025.
- Candidates with professional/postgraduate degrees may get preference in tie-break cases during merit preparation.
Other Important Notes
- Ex-servicemen released after at least 5 years of service (other than dismissal) are eligible.
- Equivalent qualifications are not accepted – only recognized university degrees count.
- The eligibility certificate will be verified during the interview; discrepancies may lead to rejection.
With such broad criteria, almost every graduate in India can apply, making the competition extremely high.
LIC AAO Recruitment 2025 Salary and Benefits
One of the biggest attractions of this job is the salary package.
- Basic Pay: ₹88,635 per month
- Gross Salary: Approx. ₹1,26,000 per month (in Class A cities)
- Perks & Benefits:
- Pension, Gratuity, Medical Benefits
- Group Insurance & Accident Cover
- Loan Facilities (Housing & Vehicle)
- Meal Coupons, Mobile Allowance, LTC
This makes the LIC AAO Generalist Recruitment 2025 one of the most lucrative entry-level jobs in the insurance sector.
LIC AAO 2025 Selection Process
The recruitment process consists of four stages:
- Prelims Exam (Screening Test)
- Mains Exam (Objective + Descriptive)
- Interview
- Medical Examination
Final selection is based on Mains + Interview marks.
LIC AAO 2025 Exam Pattern
Preliminary Examination (Phase I)
The prelims exam is only qualifying in nature and its marks are not counted for final merit.
| Section | No. of Questions | Marks | Time (Minutes) |
|---|---|---|---|
| Reasoning Ability | 35 | 35 | 20 |
| Quantitative Aptitude | 35 | 35 | 20 |
| English Language* | 30 | 30 | 20 |
| Total | 100 | 70 | 60 (1 Hour) |
Note: English Language is qualifying only; marks not counted in ranking.
Main Examination (Phase II)
The mains exam has Objective Test + Descriptive Test. Objective paper marks are counted for merit, while descriptive is qualifying.
Objective Test
| Section | No. of Questions | Marks | Time (Minutes) |
|---|---|---|---|
| Reasoning Ability | 30 | 90 | 40 |
| General Knowledge & Current Affairs | 30 | 60 | 20 |
| Data Analysis & Interpretation | 30 | 90 | 40 |
| Insurance & Financial Market Awareness | 30 | 60 | 20 |
| Total | 120 | 300 | 120 (2 Hours) |
Descriptive Test (English Language)
| Section | No. of Questions | Marks | Time (Minutes) |
|---|---|---|---|
| Essay, Letter, Precis, Report, etc. | 2 | 25 | 30 |
Note: The Descriptive Test is qualifying in nature and marks are not added in merit.
Interview (Phase III)
| Stage | Maximum Marks | Minimum Qualifying Marks |
|---|---|---|
| Interview | 60 | UR/EWS/OBC: 30, SC/ST/PwBD: 27 |
Final selection is based on Mains (Objective) + Interview scores.
LIC AAO 2025 Syllabus
The LIC AAO syllabus covers a wide range of subjects. Below is a detailed breakdown:
Prelims Syllabus
- Reasoning Ability
- Puzzles & Seating Arrangement
- Syllogism, Inequalities
- Coding-Decoding
- Blood Relations, Directions
- Order & Ranking
- Quantitative Aptitude
- Simplification & Approximation
- Data Interpretation (Bar Graph, Pie Chart, Line Graph)
- Quadratic Equations
- Arithmetic (Time & Work, Profit & Loss, Percentage, SI & CI, Ratio, Probability)
- English Language (Qualifying only)
- Reading Comprehension
- Error Spotting
- Para Jumbles
- Fill in the Blanks
- Cloze Test
Mains Syllabus
- Reasoning Ability
- Advanced Puzzles
- Input-Output
- Statement & Assumption, Statement & Conclusion
- Critical Reasoning
- General Knowledge & Current Affairs
- National & International Current Affairs
- Government Schemes & Policies
- Banking & Insurance Awareness
- Awards, Books & Authors
- Sports, Science & Technology
- Data Analysis & Interpretation
- Advanced DI (Caselets, Missing DI, Mixed Graphs)
- Probability, Permutation & Combination
- Data Sufficiency
- Insurance & Financial Market Awareness
- Basics of Insurance (Principles, Terms, Policies)
- History & Structure of LIC
- RBI, SEBI, IRDAI roles and regulations
- Indian Economy & Financial System
- Descriptive Test (English)
- Precis Writing
- Formal Letter/Email
- Report Writing
- Essay on social/economic issues
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How to Apply for LIC AAO Recruitment 2025
Applying for the LIC AAO exam is a completely online process. Candidates must ensure they follow all steps carefully to avoid rejection.
Step-by-Step Application Process
- Visit the Official Website – Go to www.licindia.in and open the “Careers” section.
- New Registration – Click on “Recruitment of AAO 2025” → “Click here for New Registration.” Enter details to get a Provisional Registration Number and Password.
- Fill Application Form – Enter personal, academic, and contact details.
- Upload Documents –
- Photograph (20–50 kb)
- Signature (10–20 kb)
- Left Thumb Impression (20–50 kb)
- Handwritten Declaration (50–100 kb, in candidate’s own handwriting).
- Preview Application – Check all details before final submission.
- Pay Application Fee – Complete payment via debit/credit card, net banking, IMPS, or wallets.
- Submit and Print – Download and print the application form & fee receipt.
Important Tips
- Use a valid email ID and phone number (required till recruitment ends).
- Apply well before the deadline to avoid server issues.
- Signature in CAPITAL LETTERS is not accepted.
- Handwritten declaration must be in English only.
Why Apply for LIC AAO Generalist Recruitment 2025?
- ✅ 350 Vacancies across India
- ✅ Attractive Salary Package (₹1.26 lakh/month in metros)
- ✅ Nationwide Job Security with LIC
- ✅ Open to All Graduates (any discipline)
- ✅ Clear Career Growth Path to top management roles
If you’re looking for a stable government job with financial rewards and prestige, this is the opportunity you shouldn’t miss.
Conclusion
The LIC AAO Generalist Recruitment 2025 is a dream opportunity for graduates who want a secure, rewarding, and prestigious career in the financial sector. With attractive salary benefits, clear promotion opportunities, and nationwide postings, this job offers everything a candidate could wish for.
👉 Don’t wait until the last day. Apply online before 8th September 2025 and start your preparation today!
Important LInks for LIC AAO Recruitment 2025
| Apply Online for LIC AAO 2025 | Click Here |
| Official Notification | Download/View |
| Official Website | Click Here |
| Join our Telegram Chennel | Click Here |
| Join our Whatsapp Group | Click Here |
FAQs on LIC AAO Recruitment 2025
Q1. How many vacancies are there in LIC AAO 2025?
There are 350 vacancies for AAO Generalist 2025, distributed across categories like SC, ST, OBC, EWS, and UR.
Q2. What is the age limit for LIC AAO 2025?
Candidates must be between 21 to 30 years as of 01.08.2025. Relaxations apply for SC/ST, OBC, PwBD, and ex-servicemen.
Q3. What is the salary of an LIC AAO in 2025?
The starting basic pay is ₹88,635, with a gross salary of approximately ₹1,26,000/- per month in metro cities, along with multiple allowances and perks.
Q4. Is the English section in LIC AAO Prelims counted in merit?
No, the English section in Prelims is qualifying only. Its marks are not considered for shortlisting.
Q5. Is there any bond for LIC AAO 2025?
Yes, selected candidates must serve LIC for at least 4 years, failing which they must pay ₹5 lakh as liquidated damages.
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